How To File a Sewage Backup Claim

5/23/2022 (Permalink)

How To Make A Claim For Sewage Backup

Flooding, clogs and breaches within the drainage line can lead to a sewer backup within the home. When this event occurs, owners in Woolwich, ME, face a lot of cleanup and potentially expensive bills. Insurance may help with the financial costs of the restoration. If you're interested in filing a claim, complete the following steps.

1. Contact Your Insurer Right Away

When your toilet starts overflowing, leaving the floors and walls sopping wet, you don't want to wait days to notify your agent. Once the problem is identified, pick up the phone or initiate a claim online. Be clear about when the trouble started.
Check to see that your plan covers this situation. If the main break isn't included, continue talking to your agent about seeking assistance with secondary water damage.

2. Fix the Source of the Sewer Backup

Have a sewage restoration team assess the home and determine why this situation occurred. They should also begin remediation of the room to mitigate other potential problems such as mold and microbial growth. This gesture shows the agency your good intentions of maintaining the property and reducing the chance of future complications.

3. Take Pictures of Everything

Evidence remains vital to your claim's success. Snap photographs of the impacted room, showing water damage and destroyed valuables. Even take images of the crew as they tackle cleanup, demonstrating efforts to get things corrected. Submit everything to your insurer right away.

4. Follow Through With Updates

Speak with your home insurance agent about any questions or concerns you may have. They may send an adjuster to the scene and walk with the professional to explain the incident. In addition, read up on your policy so you can reference information such as your deductible and the maximum coverage amount and any clauses that may apply.

A sewer backup leaves owners in Woolwich, ME, with an expensive mess. Insurance may offer help. Make a call right away, begin remediation and document the stages.