3 Ways To Prepare For an Adjuster’s Visit

2/16/2022 (Permalink)

Three Ways To Get Ready For A Visit From An Adjuster

If you are filing an insurance claim, you should anticipate at least one visit from an adjuster. It is important to be prepared to provide any evidence or information necessary to support a claim. Here are three ways homeowners can prepare for a home adjuster visit.

1. Locate Damage

Carefully inspect a residence for signs of damage. You may want to take photographs or record video. Additional footage that is dated prior to the damage may help to support a claim. It is also a good idea to look over a homeowner's insurance policy to make sure that the causes and types of damage a home has sustained are covered by the policy. If exclusions apply, you may want to inquire about an endorsement or rider.

2. Collect Information

Gather receipts or any other forms of proof of purchase for damaged contents. You may also want to make a list of losses including descriptions, dates of purchase, and the estimated cost of restoration or replacement. A home adjuster will need to refer to this data when reviewing the available evidence to support a claim.

3. Obtain Bids

Before or after an adjuster's visit, a homeowner may schedule a consultation with a mitigation and restoration company in Georgetown, ME. Insurance companies prefer to work with certified professionals. Contacting a company that provides both cleanup and restoration services may enable you to obtain more accurate and complete estimates with regard to costs and timeframe.

It is a good idea for a policyholder to make copies of any documentation provided to an insurer. You should also keep any documents you receive. List the names and phone number of any representatives you deal with in the process of making an insurance claim. These tips can make it easier to prepare for a visit from a home adjuster and the process of filing a claim.